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Comprehensive Household Property Insurance

2016-01-15

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The comprehensive household property insurance covers housing, interior decoration, household liability, and properties stolen or looted, among others, thus providing a sound and comprehensive guarantee for household properties. This insurance is generally bought via self-server card so as to make the purchase process easier and faster!


Introduction of Insurance liabilities:

Housing: insuring against housing damages caused by fire, typhoon, rainstorm and mudslide. Housing herein refers to the major structure of a house, and interior accessories which have existed before the house is put into use.

Interior decoration: insuring against housing decoration losses caused by fire, natural disasters, and the falling or collapse of external objects. Interior accessories of the decoration is also covered.

Interior property: insuring against interior property losses caused by fire, natural disasters, and the falling or collapse of external objects. Portable household appliances and watches are covered, while gold and silver, pearls and jewelries, marketable securities, and other properties whose value cannot be assessed are excluded from the coverage.

Properties stolen or looted: insuring against the losses of home appliances (such interior properties as laptop, mobile phone, digital player, camera, and video camera) caused by theft or robbery. Compensation can be obtained when the police confirm the report.

Household liability: insuring against physical injury or death of a third party or property losses inside the house, in the court exclusively affiliated to the house and on the rooftop.

Heating pipe bursting: insuring against interior property losses caused by heating pipe bursting (including heating pipes of the insured house, apartments on the same stairs and on the upstairs, and those shared by all the home owners in the community) resulting from high pressure, collision, extreme coldness and high temperature.

Household appliance security insurance: insuring against household appliance damages caused by abnormal voltage.

Liability insurance of hiring home service workers: insuring against accidents of home service workers when they work on housekeeping for the insured party.

Pet liability insurance: insuring against physical injuries or property losses of a third party when the insured party keeps his/her pets in accordance with the law.

Features: high insured amount, flexible choice of coverage, and inexpensive annual premium


Sample insurance plan: with an annual premium of 200+ yuan, the insured amounts of housing, interior decoration, interior property, properties stolen or looted, household liability, heating pipe bursting, household appliances, home service workers and pets are 200,000 yuan, 50,000 yuan, 50,000 yuan, 20,000 yuan, 10,000 yuan, 10,000 yuan, 30,000 yuan, and 2,000 yuan respectively.


For more information about the comprehensive household property insurance, please call 64638483 or 64638402.

Contact

Beijing Yunchi International Consulting Co., Ltd.

Address: No.3, West 6th Street, Sanlitun, Chaoyang District, Beijing

Post code: 100027

Tel: 85321667; 85322135

Fax: 64662076

Language service center: 64662215; 85322306

International Center for culture and education: 64672806

Communication and consultation department: 85326716

General service department: 65321010

Insurance agency: 64638498

Administration and personnel department: 85321657

Finance department: 85324262